Home Improvement pitfalls

Many times a consumer gets into deep financial trouble as a result of spending money on home improvement.  While it may be important to make improvement in a house it must be remembered that the cost of doing so can easily get  away from people and can lead to severe financial strain.  Sometimes people make the mistake of overspending on home improvement.  They take money that otherwise needs to be spent paying other bills and using it to pay for fixing up the house.  Money that is needed to pay on a mortgage, credit cards, medical bills, motor vehicle loan and other necessary expenses should never be diverted for fixing up a home.  If a consumer is going to hire a contractor he or she should do a thorough review of the person’s business conduct  to help minimize the risk that there will be no significant difficulties later with overcharging, poor work, that the work does not get done, or other problems.  A consumer should get a list of former clients from the contractor and contact these people to get references.  Among the questions that should be asked is what work was done by the contractor?, was the customer comfortable with the work that was done?, was work done to a high quality standard?, were there excessive unexpected costs?, was all work done on time?, was it difficult to contact the contractor?, what work would the former customer have liked to have been done differently?, what have other people said about the work that was done?, would the former customer hire the contractor again and how reasonable were the costs that were charged?  The forgoing are only some of the questions that should be asked.  If a consumer is already in debt than home improvement may not be the best course since it could lead to bankruptcy.  A consumer that needs debt relief should review bankruptcy alternatives with an experienced Minnesota attorney.  A Twin Cities law firm can be contacted to arrange for a meeting with a Minnesota bankruptcy attorney.  At the meeting with the bankruptcy lawyer the consumer can discuss his or her financial situation and gather helpful debtor information.  A Minneapolis bankruptcy attorney or St. Paul bankruptcy attorney can provide legal assistance to a consumer in choosing the right course to follow to potentially achieve debt resolution.

This blog is not intended to provide legal advice and does not do so.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

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