Archive for March, 2015

Clearing the Deck of Legal Problems

Thursday, March 5th, 2015

When a person feels like they are on a sinking ship they often feel like they need to clear the deck of legal problems. That feeling is understandable and may be workable. Each individual’s situation may be different so it takes a careful review of the facts to know what is best to be done. If a person lost his or her employment position because of whisteblowing, sexual harassment, discrimination or wrongful termination there may be relief through getting just compensation. This may require starting a lawsuit that may even turn into complex litigation. A person who has been injured through no fault of his or her own by someone else’s illegal act may also have recourse to financial relief. Whether that relief is enough to clear the deck of money problems depends on a person’s particular situation. For those who can not get help through negotiation or litigation another option may be relief through a bankruptcy. A chapter 7 bankruptcy can provide relief for an eligible debtor to clear certain debts and financial obligations that are dischargeable. Some types of debt that are not dischargeable are domestic support obligations, most taxes, student loans except in cases where hardship can be established, debt that was obtained through fraud, and damages from personal injuries resulting from the use of alcohol or drugs. Under chapter 7, it may be possible to retain your home, an automobile and other personal property. A good first step to trying to see about clearing at least part of the slate of debt is to contact a Minnesota law firm that can help with your particular legal concern whether it be employment, personal injury, civil litigation, business or bankruptcy to meet with a qualified Minnesota lawyer to address your concerns and get your legal questions answered. A Minneapolis law firm can provide needed information and help a person formulate an approach that is suitable to helping alleviate the legal pressures that are bothering them.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Dealing with Nagginf Legal Difficulties

Thursday, March 5th, 2015

Avoiding the inevitable only leads to deeper difficulties in the future. When faced with a legal problem whether it be criminal, civil or deep debt it is best to address it right away. A first good step is to review the factual situation and assess what needs to be done. When dealing with debt problems go over your income, financial obligations, monthly expenses and property. If you have money problems due to bodily injury caused by someone else, employment difficulties causing financial problems, loss of a job or business failings you need to figure out what to do to alleviate the pressure. Questions often asked are can I make corrections in the situation on my own, negotiate with an aggrieved person or do I need civil litigation to find relief? If facing a criminal charge you need to address that as well. There are ways to remedy financial situations if a person keeps a positive mind set. One remedy for debt problems is whether filing bankruptcy would be appropriate. You are going to have to review whether you meet standards for a chapter 7 or 13 bankruptcy. Meeting with a qualified Minnesota lawyer can help you assess your situation. A meeting can be arranged at a Minnesota law firm that handles the type of legal situation that you face. If you have several legal matters it is important that you meet with an attorney who concentrates in the legal areas that you interested in discussing. If however, you have a single concern such as a unlawful discharge of your job and/or retaliation for whistleblowing you should consider setting up an appointment with a Minnesota employment attorney who concentrates in employee rights. A Minnesota lawyer can discuss the relevant problems faced through employment including bullying, breach of contract, retaliation, discrimination, sexual harassment and wrongful termination of employment. At that meeting it is a sound idea to cover all the financial and related concerns that are making you interested in seeking a particular relief whether it involves employment, family, complex litigation, defense of a criminal charge, business legal help, Chapter 7 or chapter 12 relief. The lawyer from a Minneapolis law firm can go over your factual circumstances and related documents to help you evaluate your best remedy. It is important not to hide anything from the lawyer at the interview you should discuss any employee difficulties that you thing have caused the legal problems, business setbacks, bad investments, over-extended credit, an adjustable-rate mortgage that has become difficult or impossible to pay, past due mortgage or other past due secured debt obligations, unpaid car loans, creditor harassment, foreclosure, loss of income, medical bills, divorce or other related concerns.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.